Preparation:

Dice the onion, finely chop the garlic, and crush the chipotle. Heat olive oil in a 4-quart saucepot on medium-high heat. Add onion, garlic, and chipotle to oil. Season with salt and pepper and cook until onion is translucent. Add ground beef and cook approximately 5 minutes.

Reduce heat to medium. Strain both cans of beans and add beans to pot. Discard bean liquid. Stir all ingredients and add chopped tomato. Season with salt and pepper to taste. Add cumin and simmer for 5 minutes.

When finished, divide evenly into four bowls and top each with 2 tbsp yogurt.